Guidelines to Author

  1. Submission of a manuscript implies that the work described is not copyrighted, published or submitted elsewhere, except in abstract form. The corresponding author should ensure that all authors approve the manuscript before its submission.
  2. Manuscripts are accepted on condition of transfer of copyright. Once the manuscript is accepted, it may not be published elsewhere without the consent of the copyright holders.
  3. Papers should make a substantial contribution to the area of research, be technically well-crafted and be of interest to academia and professionals at large and most importantly, be empirical in nature. Empirical papers on risk management, insurance and social security relevant to developing nations, based upon original ideas are acceptable. 
  4. Drawings and graphs should be original and should not be cropped or copied from others. Sufficient data should be attached with the graphs and figures. The photographs should be with high resolution and in electronic form. 
  5. All submissions should be in English, typed in Times New Roman font, font size 12, with 1 inch margin on all four sides and with 1.5 line spacing. Authors must keep their manuscripts as concise as possible and finished papers should be between 4000 to 6000 words in length, including illustrations and tables. But, for deserving paper length is not constraints.
  6. The title of the paper should be as short as possible and should reflect the theme of the paper clearly.
  7. The language of the paper should be in English and that should be simple and easily understood.
  8. The paper should follow the structure of scientific writings as follows:
    • Title pages including title of the paper, sure name and first name of the author(s), prefix of author, affiliation of author(s), corresponding email address of first author, maximum latest five publications if 
    • Abstract (250-300 words) followed by Key words (three to five terms), and JEL classification of the key words. Abstract should be concise. It starts with objectives, includes short methodology, major conclusions and suggestions (if required). The entire paper should be divide in five chapters as follows:
    • Chapter 1- Introduction: This chapter focus on overview of the subject of research, contemporary issue and mention objectives. Sub heading to be arrange like:  1.1, 1.2.1. ,  …1.3 ……
    • Chapter 2- Literature Review: This chapter discusses sufficient number of relevant literature. Sub heading to be arrange as: 2.1, 2.2 ……
    • Chapter 3- Methodology: This chapter should be concise and more technical. It clearly specify about the research design, population, sample size, sampling techniques, types of data, duration of data, data collection instruments, data analysis tools that has been applied in study.
    • Chapters 4- Result and Discussion: The section should present the data, discuss the data, explore the findings, derive on conclusions and offer the suggestions.
    • Chapters 5- Conclusion : The chapter entirely concludes based on the findings
    •  Reference: Should follow APA format ( Author- date format) on citation, tables, figure, referencing. (See: https://www.mendeley.com/guides/apa-citation-guide. )
    • Annex: Supporting information which is not suitable to include in main text need to separately present in annex. If more than one annex are attached, need to write Annex-1, Annex- 2, etc.
    • Consortia and group authorship – If a manuscript is submitted on behalf of a consortium or group, include the consortium or group name in the author list, and include the full list of members in the Acknowledgments or in a Supporting Information file.
    • The corresponding author is responsible for making sure all authors approve the final manuscript before submission. Open Science Journal will contact all authors by email at submission to ensure that they are aware of the submission
    • One corresponding author should be designated in the submission system as well as on the title page.
  9. The methodologies, results and findings should be highlighted to demonstrate inattentiveness.
  10. Short CV and a passport size photographs of the first author is required after acceptance of the articles for publication. The CV and photographs of other authors is optional.

Formatting Guidelines

  1. Manuscript files can be in the following formats: DOC, DOCX or RTF. Microsoft Word documents should not be locked or protected.
  2. The headings of sections and sub-sections should be expand up to three heading levels. Make sure heading levels are clearly indicated in the manuscript text.
  3. Do not format text in multiple columns.
  4. If your manuscript contains footnotes, move the information into the main text or the reference list, depending on the content.
  5. Define abbreviations upon first appearance in the text. Do not use non-standard abbreviations unless they appear at least three times in the text. Keep abbreviations to a minimum.
  6. Observance of fundamental rules of grammar and style will make the paper more comprehensive and interesting to read.
  7. All but very short mathematical expressions should be displayed on a separate line and make centre.
  8. Equations must be numbered consecutively on the right margin, using Arabic numerals in parentheses.
  9. Tables and figures should be numbered consecutively in the text in Arabic numerals (Table 1, 2 or Figure 1, 2).
  10. Each table or figure must have a title followed by a descriptive legend. Authors must check tables to be sure that the title, column headings, captions, etc. are clear to the point.
  11. The standard APA style of referencing (6th edition) should be followed which entails citations within the text in (name, date) format, and a full alphabetical references at the end of the text.
  12. Submissions can include a supplementary appendix which might include extra tables, extra figures, data description, etc.
  13. Papers that do not follow these guidelines will be returned to the authors by the Editorial Assistant.

Responsibilities of Author

  1. Authors reporting results of original research should present an accurate account of the work performed as well as an objective discussion of its significance. Underlying data should be represented accurately in the manuscript.
  2. A paper should contain sufficient detail and references to permit others to replicate the work. Fraudulent or knowingly inaccurate statements constitute unethical behaviour and are unacceptable.
  3. The authors should ensure that they have written entirely original works, and if the authors have used the work and / or words of others that this has been appropriately cited or quoted.
  4. An author should not in general publish manuscripts describing essentially the same research in more than one journal or primary publication. Parallel submission of the same manuscript to more than one journal constitutes unethical publishing behaviour and is unacceptable.
  5. Proper acknowledgment of the work of others must always be given. Authors should also cite publications that have been influential in determining the nature of the reported work.
  6. Authorship should be limited to those who have made a significant contribution to the conception, design, execution, or interpretation of the reported study. All those who have made significant contributions should be listed as co-author.
  7. Where there are others who have participated in certain substantive aspects of the research project, they should be named in an Acknowledgement section.
  8. All authors should disclose in their manuscript any financial or other substantive conflict of interest that might be interpreted to influence the results or their interpretation in the manuscript. All sources of financial support for the project should be disclosed.
  9. When an author discovers a significant error or inaccuracy in his/her own published work, it is the author’s obligation to promptly notify the journal’s Editor-in-Chief or publisher and cooperate with them to either retract the paper or to publish an appropriate erratum.

In case of alleged or proven scientific misconduct, fraudulent publication or plagiarism the publisher, in close collaboration with the Editors-in-Chief, will take all appropriate measures to clarify the situation and to amend the article in question. This includes the prompt publication of an erratum or, in the most severe cases, the complete retraction of the affected work.