Introduction

Nepal Insurance and Risk Management Association( in short, NIRMA) is a common forum for the individual and institution who are associated with the risk and insurance related activities and interested to contribute their expertise in the country and human  being at a large. The forum is a forum of the think tank in the area of risk management, insurance, and social security in Nepal. It was established by academician, professionals, researchers and practitioners in order to carry out research, organize training, workshop, interaction, symposium, conference and awareness related activities.